I just did the opt-out for this: I look forward to no longer receiving credit card offers on a daily basis. It should reduce my junk mail by 75% - good for the environment and less hassle for me, win-win.
I haven’t done this yet, but for $1 I can stop several other mailings – I believe this includes Valpak coupons, etc. I’d like to see what just the credit bureau business is going to stop and then I’ll move on to the other stuff.
And for the annoying phone calls – if you registered your number when this thing first came out, it’s about to expire, you can check when it expires and re-up at this web-site. I registered mine 6/30/2003, it wasn’t going to expire for another year, but I thought, why risk it, and re-registered it.